Foreclosure Prevention 
We provide you with the resources, education, and guidance to assess your financial situation to assist you in working with your lender to save your home. Because each homeowner has a unique situation, we cannot guarantee that we can save your home. However, a NLCDC housing counselor will work with you to help guide you through your options and find the best resolution for you and your family.
Homebuyer Education 
We offer 2 learning methods, classroom style and online sessions. Home ownership is attainable with the just the right amount of coaching. It has become evident that many potential homeowners never begin the process because of lack of information, misinformation or the presence of real or perceived purchasing obstacles. We help our new homeowners remove all obsticles and create the opportunity for success. This program includes the HUD 8 hour Homebuyer Education Workshop, and Credit and Budget Classes.
Bankruptcy Counseling 
Offers clients the opportunity to complete Pre- and Post-Filing Bankruptcy Counseling in a group session, by phone or online.
NLCDC has approval from the Executive Office for United States Trustee (EOUST) to issue certificates evidencing completion of a personal financial management course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider's services.